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If you’re a veteran of the U.S. military, you can use your home loan benefit to finance a manufactured or modular home. The VA has many of the same requirements you’ve already read about. For example, the home must sit on a permanent foundation and it must be taxed as real property.
It can be used for purchasing or refinancing without pulling cash out under certain circumstances, but you should consult your mortgage lender about the requirements specific to manufactured homes.
What Does the VA Say About Loans on Mobile Homes? – Can I get a consolidated loan to put everything on one note with house and land and some other items for colateral. Tried some lenders but won’t do loans on Mobile/Manufactuered homes. The manufactured home is tied down well no axles or wheels underneath and is underpinned.
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All About VA Loans for Mobile Homes – SmartAsset – You can also use a VA loan to purchase both a mobile home and land at the same time. But the kind of financing that’s available to you can vary depending on your circumstances. Veterans who want VA loans for mobile homes will need to submit to a credit check and meet income requirements.
How hard is it to get a loan on a mobile/manufactured home? Does it matter if it is in a park? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.