refinance home after divorce

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In the previous post we looked at the pitfalls of refinancing your home before the divorce is final. Naturally, many people feel that it is better to refinance after the divorce is completed and the judge has signed the agreement. After all, something could change prior to the divorce being final. You may be wondering.

Refinancing a HELOC Loan After a Divorce: If It Was in Our Divorce Decree, Do I Have to Do It? A: Yes, your ex-spouse is correct. You mentioned in your letter that your divorce decree made you, and only you, responsible for the loan on the home. You also stated that the decree requires you to refinance the loan and take his name off the loan.

Spouses who can’t sell or refinance need to put specific safeguards in the divorce decree, said Christian Denmon, founding partner of Tampa-based Denmon & Denmon law firm. For example, say the spouse who stays in the home plans to refinance the mortgage into his name.

Plus, it’s more than just property. You may have ties to the neighborhood, your kids are happy in their school, and you’ve invested time, energy and love into creating a home there. If one spouse decides to keep the house in divorce, refinancing gives you a way to access the equity in the home so one spouse can buy out the other.

how long does underwriting take for refinance LoanScorecard offers truly automated underwriting engine for lenders – But manually underwriting these mortgage loans can take hours, sometimes days. but it can also run outside an LOS, as long as the lender can import 1003 data and credit information into it. “A lot.

The mortgage and deed to my old home are still in my. and has not gone through with refinancing,then the judge’s order could do the trick. However, you may have to incur legal fees to get it done.

The basics of a VA home loan are quite simple: a veteran may be eligible. own, they can refinance the home if their credit is acceptable into a longer. to completely separate from one another after divorce, the veteran and.

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My ex-wife was awarded the marital home in the divorce decree, but she has yet to remove my name from the mortgage and deed as required by the agreement. The mortgage company now says I cannot remove my name from the mortgage because my ex-wife cannot refinance the home alone.

Divorce - REFI Before or After? Divorce and mortgage: Your options when separating.. if you purchased your home after October 1, 2017 and the mortgage is at least 15 months old. This loan is available only to borrowers with a.