Does A Short Sale Hurt Your Credit Sellers may wonder whether doing a short sale would affect their credit less than completing a foreclosure, and whether there are other advantages between the two.While in foreclosure, and depending on state laws, a seller could possibly stay in the property, essentially rent free, for four months to a year before being forced to vacate.
Reduced monthly principal and interest payment Lower interest rate Shorter amortization term More stable mortgage product, such as moving from an adjustable-rate mortgage to a fixed-rate mortgage.
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What Is The Best Mortgage Lender 4 Ways To Get the Best Deal on a Mortgage – Clark Howard – If you’re part of the growing segment thinking about making their first dive into home ownership, understand these 4 ways to get the best deal on your mortgage. Look at Your Finances Before Looking at Houses. Before you start house-hunting or approaching lenders for pre-qualification, you want to take a look at your own finances.
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FEDERAL BUDGET: Housing initiatives will likely not impact P.E.I. supply, says mortgage broker – Housing was one of the major areas addressed in Tuesday’s budget, which also announced a measure that will see the federal government pick up part of the cost of mortgages to help lower monthly.
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