.com/personal/borrow/home-loans’ target=’_blank’>Home Loans and Mortgage Loans from Arvest Bank – Get a great rate on a mortgage loan from Arvest Bank. We service 99% of our mortgages, giving you the same hard money lenders require A Down Payment? No Money Down? – The HML’s that ask for a down payment are doing so to lower their risk in the deal. Plus, by having the borrower put some skin in the game, it usually results in a win/win for everyone. The borrower puts in the effort to be successful and makes money when he resells the property. The lender makes money on the loan and the interest.
How to Get Approved for a Mortgage – Money Under 30 – Large debt payments (like an auto loan or big student loans) will limit the size of the mortgage approval you can get. If possible, pay these loans off or, at the very least, avoid taking any new loan payments on. 2. Give your credit health a checkup. Before applying for a mortgage, obtain both your credit score and your credit history report.